Attention homeowners: Real estate appraisal services for in CHICAGO and Cook CountySee the top seven reasons why Illinois homeowners call on Financial Control Group, Inc.:
At Financial Control Group, Inc., we understand the unique needs of a consumer looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. But as a general consumer, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions. For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value report than yours.Challenging property tax assessmentsYour local tax assessor may have your house overvalued if you live in a region that's going down or is not appreciating as much as other houses close to yours. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. When challenging your property tax assessment, getting a professional appraisal from Financial Control Group, Inc. is your perfect weapon.Appraisals to cancel PMIPMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experienced in helping people just like you get rid of unneeded and unwanted PMI insurance.Recently got a freeze to your HELOC?If your home is near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow angle. An appraisal from Financial Control Group, Inc. can help you reinstate your HELOC.We Offer Field and Desktop Appraisal Review ServicesDo you need a seasoned professional to double-check your appraisal for verity, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your property. |
|||||||||
